Turn the following text into Direct Speech:
Daniel asked the bank manager for a loan. The bank manager asked him exactly what he wanted the money for. Daniel explained that he wanted to set up his own clearing business. The bank manager agreed that it was a good idea but urged him to be very careful before investing a lot of money Dand admitted that he'd never had his own business before. The bank manager apologised for being unable promise Daniel a loan immediately. He suggested that Daniel write a business plan and come back week. Daniel agreed to return the following Thursday...."I was wondering if it was possible for me to apply for a loan," Daniel said to the bank manager. ​